At Clark County Community Habitat for Humanity (CCCHFH), we build simple decent homes in partnership with families who meet three basic criteria:

1. Need - currently live in substandard housing; this could be anything from a leaky roof to overcrowded conditions

2. Ability to Pay - total household income falls between 30% -60% of Median Income for the Springfield MSA (i.e. $16,300 - $32,600 for a family of four), and

3. Willingness to Partner - each adult in the family must work 250 hours on Habitat projects. Upon completion, each house is purchased by the partner family from CCCHFH with a no-interest mortgage loan.

How can owning a home be more beneficial than renting?

  • Financial Stability: owning a home gives you the opportunity to build personal wealth by building equity

  • Safety: owning a home provides safety and security which can have positive effects on neighborhood relationships, child well-being, and can lead to reduced crime rates over time

  • Health: owning your home gives you an increased ability to ensure that your family is living in a healthy home, as well as improving self-esteem and overall satisfaction with life

  • Education: owning your own home provides greater stability for your children, which can improve their relationships with teachers, as well as their grades